PRICING

The plan is free.
So is the network.

Your Life Plan across all ten domains costs nothing, forever. Finish your profile and the Network unlocks free too. You only pay when you want a dedicated human planner in your corner.

NO CREDIT CARD · CANCEL ANYTIME · YOUR DATA STAYS YOURS

Free

$0

/ forever

Your Life Plan across 10 domains

Dashboard, timelines & milestones

Regenerated every 2 months

Update your life details anytime — your plan adapts

Get started free

XCL Plus

UNLOCKS · FREE

$0

/ at 80% profile completion

Everything in Free

The Network — engineered introductions

10-year look-ahead life plan section

Start free

XCL Signature

PREMIUM

$399

/ month

Everything in XCL Plus

A dedicated human Life Planner

Monthly 1:1 planning session

Life Plan Sync for couples & families

White-glove concierge introductions

CANCEL ANYTIME · NO LOCK-IN

Go XCL Signature

No credit card

Cancel anytime

Your data stays yours

Human-checked intros

COMPARE PLANS

Everything, side by side.

Every plan includes your full Life Plan across ten domains. Here is exactly what unlocks as you go, with no asterisks.

WHAT'S INCLUDED

Free

$0 forever

XCL Plus

$0 · at 80%

XCL Signature

$399/mo

YOUR LIFE PLAN

Life Plan across all 10 domains

Dashboard, timelines & milestones

Plan regenerated every 2 months

Update your life details anytime

Community access

THE NETWORK

Engineered introductions

10-year look-ahead plan section

HUMAN & CONCIERGE

Dedicated human Life Planner

Monthly 1:1 planning session

Life Plan Sync (couples & families)

White-glove concierge introductions

QUESTIONS

Pricing, answered.

Is XCL Plus really free?

Yes. Complete 80% of your profile and Plus unlocks automatically, at no cost. The Network and your 10-year look-ahead come with it.

How does XCL Signature billing work?

It's $399/month, billed monthly. Cancel anytime with no lock-in, and your free plan always stays yours.

Can I cancel Signature whenever I want?

Anytime. You keep your Life Plan and simply drop back to the free experience, no penalty.

What do I get without paying anything?

Your full Life Plan across all ten domains, your dashboard and timelines, and a fresh plan every two months. Forever.

Do I need a credit card to start?

No. Starting free and unlocking Plus never ask for a card. You only add payment if you choose Signature.

Is my data private?

Your plan and inputs are yours. We only surface what's needed for a relevant introduction, and you control what's shared.

Your future isn't what it used to be.

Your plan is two minutes away.

Create your free account and see your life mapped across all ten domains. No credit card, no catch.

Your future isn't what it used to be.

AI + human life planning across ten domains.